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Spend smart, keep more.

The money you keep is the cheapest money you'll ever make. Pick the right crypto card to earn cashback on every swipe, dodge FX fees, and spend your digital assets — then stop losing 2%+ each time you convert currency.

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Aurum is a community platform sharing members' own experience — not a solicitation, promotion or recommendation of any card. Cashback rates, fees, tiers and availability change often and vary by tier, minimum spend, staking and promo period — the figures shown are indicative, always confirm current terms on the card's official site before applying. Aurum may earn a referral fee on some cards, at no cost to you. Not financial advice.

The hack: beat bank FX on USD → MYR
$10,000
RM 0kept vs converting at the bank
At the bank you receiveRM 0
Via the fund-switch methodRM 0
For reference: Wise (~0.5%)RM 0
Convert smarter →
Hold USD in the USD Yield Fund, switch internally to the Ringgit fund, then redeem in MYR. The spread is indicative — confirm the live rate. Not financial advice.

Start hacking your finances.

Earn more on idle cash, keep more on every spend, invest in the right assets, and get paid to share it. It's free to start.

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✉️ hello@aurum.my  ·  📍 Kuala Lumpur, Malaysia — working worldwide