:root{
    --gold:#E2A024; --gold-d:#C5851A; --gold-soft:#F6E7C8;
    --ink:#101013; --ink-2:#4b4b52; --ink-3:#86868f;
    --bg:#ffffff; --bg-soft:#faf7f1; --line:#eee9e0;
    --radius:18px; --max:1180px;
    --shadow:0 10px 40px -18px rgba(20,16,8,.28);
  }
  *{box-sizing:border-box;margin:0;padding:0}
  html{scroll-behavior:smooth}
  body{font-family:Inter,system-ui,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6;-webkit-font-smoothing:antialiased}
  a{color:inherit;text-decoration:none}
  img{max-width:100%;display:block}
  .wrap{max-width:var(--max);margin:0 auto;padding:0 24px}
  .eyebrow{font-size:13px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--gold-d)}
  h1,h2,h3{line-height:1.1;letter-spacing:-.02em;font-weight:800}
  h1{font-size:clamp(2.3rem,5.2vw,4rem);font-weight:900}
  h2{font-size:clamp(1.9rem,3.6vw,2.8rem)}
  .lead{font-size:clamp(1.05rem,1.6vw,1.22rem);color:var(--ink-2)}
  .btn{display:inline-flex;align-items:center;gap:.5rem;font-weight:700;font-size:.98rem;padding:.85rem 1.5rem;border-radius:999px;transition:.2s;cursor:pointer;border:1.5px solid transparent}
  .btn-gold{background:var(--gold);color:#1a1206;box-shadow:0 8px 22px -10px rgba(226,160,36,.7)}
  .btn-gold:hover{background:var(--gold-d);transform:translateY(-2px)}
  .btn-ghost{border-color:var(--line);color:var(--ink)}
  .btn-ghost:hover{border-color:var(--ink);background:var(--ink);color:#fff}
  section{padding:96px 0}
  .reveal{opacity:0;transform:translateY(22px);transition:.7s cubic-bezier(.2,.7,.2,1)}
  .reveal.in{opacity:1;transform:none}

  /* header */
  header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.82);backdrop-filter:blur(12px);border-bottom:1px solid transparent;transition:.25s}
  header.scrolled{border-color:var(--line);box-shadow:0 4px 24px -18px rgba(0,0,0,.4)}
  .nav{display:flex;align-items:center;justify-content:space-between;height:74px}
  .nav img{height:30px}
  .nav-links{display:flex;gap:30px;align-items:center}
  .nav-links a{font-weight:600;font-size:.96rem;color:var(--ink-2)}
  .nav-links a:hover{color:var(--ink)}
  .menu-btn{display:none;background:none;border:0;font-size:1.6rem;cursor:pointer}

  /* hero */
  .hero{padding:72px 0 60px;position:relative;overflow:hidden}
  .hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:center}
  .hero h1 span{color:var(--gold-d)}
  .hero .lead{margin:22px 0 30px;max-width:32em}
  .cta-row{display:flex;gap:14px;flex-wrap:wrap}
  .trust{margin-top:30px;display:flex;align-items:center;gap:10px;font-weight:600;color:var(--ink-2);font-size:.95rem}
  .trust b{color:var(--ink)}
  .star{color:var(--gold)}
  .visual{position:relative;height:430px}
  .orb{position:absolute;inset:0;margin:auto;width:330px;height:330px;border-radius:50%;background:radial-gradient(circle at 35% 30%,#ffd886,var(--gold) 55%,#b9760f);filter:blur(2px);opacity:.9;box-shadow:0 30px 80px -20px rgba(226,160,36,.6)}
  .lionwm{position:absolute;inset:0;margin:auto;width:150px;opacity:.92;filter:brightness(0) invert(1);z-index:1}
  .card{position:absolute;background:#fff;border:1px solid var(--line);border-radius:14px;padding:13px 15px;box-shadow:var(--shadow);display:flex;gap:11px;align-items:center;font-size:.86rem;z-index:2}
  .card .dot{width:34px;height:34px;border-radius:9px;background:var(--gold-soft);display:grid;place-items:center;color:var(--gold-d);font-weight:800;flex:none}
  .card b{display:block;font-weight:700}
  .card small{color:var(--ink-3)}
  .c1{top:24px;left:-6px;animation:float 6s ease-in-out infinite}
  .c2{bottom:54px;right:-10px;animation:float 6s ease-in-out infinite .8s}
  .c3{bottom:-6px;left:40px;animation:float 6s ease-in-out infinite 1.6s}
  @keyframes float{50%{transform:translateY(-12px)}}

  /* partners */
  .partners{padding:46px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:var(--bg-soft)}
  .partners p{text-align:center;font-weight:600;color:var(--ink-3);font-size:.9rem;letter-spacing:.04em;margin-bottom:24px}
  .logos{display:flex;gap:54px;align-items:center;justify-content:center;flex-wrap:wrap}
  .logos img{height:38px;filter:grayscale(1);opacity:.6;transition:.25s}
  .logos img:hover{filter:none;opacity:1}

  /* pillars overview */
  .pillars{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
  .pillar{position:relative;display:block;border:1px solid var(--line);border-radius:var(--radius);padding:28px;background:#fff;transition:.25s;overflow:hidden}
  .pillar::before{content:"";position:absolute;top:0;left:0;right:0;height:4px;background:linear-gradient(90deg,var(--gold),var(--gold-d))}
  .pillar:hover{box-shadow:var(--shadow);transform:translateY(-5px);border-color:var(--gold-soft)}
  .pillar .pnum{font-size:.72rem;font-weight:800;letter-spacing:.12em;color:var(--gold-d);text-transform:uppercase}
  .pillar .pic{font-size:2rem;margin:14px 0 12px}
  .pillar h3{font-size:1.24rem;margin-bottom:8px}
  .pillar p{color:var(--ink-2);font-size:.93rem}
  .pillar .parrow{margin-top:16px;font-weight:700;color:var(--gold-d);font-size:.9rem}

  /* section heads */
  .grid2{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}
  .about p{margin-top:18px;color:var(--ink-2)}
  .statband{background:var(--ink);color:#fff;border-radius:24px;padding:46px;display:grid;grid-template-columns:repeat(3,1fr);gap:24px;text-align:center}
  .statband .n{font-size:clamp(2rem,4vw,3rem);font-weight:900;color:var(--gold);line-height:1}
  .statband .l{margin-top:8px;color:#c9c9d2;font-weight:500;font-size:.95rem}
  .head-center{text-align:center;max-width:42em;margin:0 auto 46px}
  .head-center .lead{margin-top:16px}
  .subhead{text-align:center;font-weight:800;font-size:1.35rem;margin:56px 0 22px}

  /* pillar band */
  .earn-band{background:var(--bg-soft)}
  .invest-band{background:var(--bg-soft)}

  /* halogen / affiliate flagship */
  .halo{position:relative;background:linear-gradient(135deg,#1b1b20,#0d0d10);border-radius:28px;padding:54px;display:grid;grid-template-columns:1.25fr .75fr;gap:48px;align-items:center;overflow:hidden}
  .halo-glow{position:absolute;width:480px;height:480px;border-radius:50%;background:radial-gradient(circle,var(--gold),transparent 65%);opacity:.28;right:-140px;top:-160px}
  .halo-body{position:relative}
  .halo-points{list-style:none;margin:24px 0 28px;display:grid;gap:10px}
  .halo-points li{color:#e6e6ec;font-weight:500}
  .halo-card{position:relative;background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.1);border-radius:18px;padding:26px;display:grid;gap:16px}
  .halo-stat b{color:var(--gold);font-size:1.5rem;font-weight:800;display:block;line-height:1}
  .halo-stat small{color:#9a9aa4;font-size:.86rem}

  /* two ways */
  .ways{display:grid;grid-template-columns:1fr 1fr;gap:24px}
  .way{border:1px solid var(--line);border-radius:var(--radius);padding:36px;transition:.25s;background:#fff}
  .way:hover{box-shadow:var(--shadow);transform:translateY(-4px)}
  .way .tag{display:inline-block;font-size:.78rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--gold-d);background:var(--gold-soft);padding:5px 12px;border-radius:999px;margin-bottom:16px}
  .way h3{font-size:1.4rem;margin-bottom:10px}
  .way p{color:var(--ink-2);margin-bottom:18px}

  /* funds + deals cards */
  .cat-label{font-weight:700;letter-spacing:.05em;color:var(--ink-3);font-size:.82rem;text-transform:uppercase;margin:10px 0 14px}
  .funds-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}
  .deals-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(255px,1fr));gap:18px}
  .fund{border:1px solid var(--line);border-radius:16px;padding:24px;background:#fff;transition:.2s}
  .fund:hover{box-shadow:var(--shadow);border-color:var(--gold-soft);transform:translateY(-3px)}
  .fhead{display:flex;justify-content:space-between;align-items:flex-start;gap:12px}
  .fund h3{font-size:1.08rem;line-height:1.25}
  .rate{font-weight:800;color:var(--gold-d);font-size:1.02rem;white-space:nowrap}
  .fund .meta{margin-top:7px;font-size:.84rem;color:var(--ink-3);font-weight:600}
  .fund p{margin-top:11px;color:var(--ink-2);font-size:.93rem}
  .dtag{display:inline-block;font-size:.7rem;font-weight:800;letter-spacing:.06em;text-transform:uppercase;color:var(--gold-d);background:var(--gold-soft);padding:4px 10px;border-radius:999px;margin-bottom:12px}
  .fund-link{display:block;cursor:pointer}
  .fund-link:hover{box-shadow:var(--shadow);border-color:var(--gold-soft);transform:translateY(-3px)}
  .fund-arrow{color:var(--gold-d);font-weight:700;font-size:.8rem;white-space:nowrap;display:inline-flex;align-items:center;gap:5px}
  .fund-arrow .live-dot{width:7px;height:7px;border-radius:50%;background:#1f9d57;box-shadow:0 0 0 3px rgba(31,157,87,.18)}
  .invest-toggle{justify-content:center;margin:0 auto 32px}
  .exch-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(238px,1fr));gap:18px}
  .exch{border:1px solid var(--line);border-radius:16px;padding:22px;background:#fff;transition:.2s;display:flex;flex-direction:column}
  .exch:hover{box-shadow:var(--shadow);border-color:var(--gold-soft);transform:translateY(-3px)}
  .exch-top{display:flex;gap:12px;align-items:center;margin-bottom:12px}
  .exch-logo{width:44px;height:44px;border-radius:11px;display:grid;place-items:center;font-weight:800;font-size:.95rem;flex:none;color:#fff}
  .exch-name{font-weight:800;font-size:1.06rem;color:var(--ink)}
  .exch-cat{font-size:.7rem;font-weight:800;letter-spacing:.05em;text-transform:uppercase;color:var(--ink-3);margin-top:2px}
  .exch p{color:var(--ink-2);font-size:.9rem;margin-bottom:16px;flex:1}
  .exch .btn{width:100%;justify-content:center}
  .pro-cta{position:relative;margin-top:26px;background:linear-gradient(135deg,#1b1b20,#0d0d10);border-radius:22px;padding:34px 38px;overflow:hidden}
  .pro-cta .pro-glow{position:absolute;width:420px;height:420px;border-radius:50%;background:radial-gradient(circle,var(--gold),transparent 65%);opacity:.22;right:-150px;top:-170px;pointer-events:none}
  .pro-body{position:relative;max-width:38em}
  .pro-body h3{color:#fff;font-size:clamp(1.4rem,2.6vw,1.7rem);margin:10px 0 8px}
  .pro-body p{color:#c9c9d2;font-size:.98rem;margin-bottom:20px}
  .pro-tags{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:20px}
  .pro-tags span{font-size:.74rem;font-weight:700;color:#e6d6b0;background:rgba(226,160,36,.14);border:1px solid rgba(226,160,36,.25);padding:4px 11px;border-radius:999px}
  .pro-price{display:inline-block;margin-left:14px;color:#9a9aa4;font-size:.85rem;vertical-align:middle}
  .disclaimer{text-align:center;color:var(--ink-3);font-size:.8rem;margin:30px auto 0;max-width:48em;line-height:1.6}
  /* collapsible long disclaimer: clamped to a teaser until "Read more" */
  .disc-wrap{margin:30px auto 0;max-width:48em;text-align:center}
  .disc-wrap .disclaimer{margin:0}
  .disclaimer.clamp{display:-webkit-box;-webkit-line-clamp:2;-webkit-box-orient:vertical;overflow:hidden}
  .disc-more{margin-top:10px;background:none;border:0;padding:4px 8px;font-family:inherit;font-size:.78rem;font-weight:700;
    color:var(--ink-2);cursor:pointer;text-decoration:underline;text-underline-offset:3px;border-radius:6px}
  .disc-more:hover{color:var(--gold-d)}
  .disc-more:focus-visible{outline:2px solid var(--gold);outline-offset:2px}

  /* crypto card comparison */
  .ccbar{display:flex;gap:22px;align-items:center;justify-content:center;flex-wrap:wrap;margin:0 auto 8px}
  .ccbar .grp{display:flex;gap:8px;align-items:center;flex-wrap:wrap}
  .ccbar .glabel{font-size:.72rem;font-weight:800;letter-spacing:.06em;text-transform:uppercase;color:var(--ink-3)}
  .ccbar select{padding:.5rem .7rem;border:1px solid var(--line);border-radius:9px;font-family:inherit;font-size:.86rem;font-weight:600;color:var(--ink);background:#fff}
  .cc-count{text-align:center;color:var(--ink-3);font-size:.85rem;margin:2px 0 24px}
  .cc-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:20px}
  .cc{position:relative;border:1px solid var(--line);border-radius:18px;padding:24px;background:#fff;transition:.2s;display:flex;flex-direction:column;cursor:pointer}
  .cc:hover{box-shadow:var(--shadow);border-color:var(--gold-soft);transform:translateY(-3px)}
  .cc-hint{font-size:.72rem;color:var(--ink-3);text-align:center;margin-top:10px}
  .cc:hover .cc-hint{color:var(--gold-d)}
  .cc.feat{border-color:var(--gold-soft)}
  .cc-badge{position:absolute;top:-9px;right:16px;font-size:.62rem;font-weight:800;letter-spacing:.06em;text-transform:uppercase;color:#1a1206;background:var(--gold);padding:3px 9px;border-radius:999px;box-shadow:0 4px 12px -4px rgba(226,160,36,.7)}
  .cc-top{display:flex;gap:12px;align-items:center;margin-bottom:16px}
  .cc-logo{width:46px;height:46px;border-radius:12px;display:grid;place-items:center;font-size:1.4rem;flex:none;box-shadow:inset 0 0 0 1px rgba(255,255,255,.15)}
  .cc-name{font-weight:800;font-size:1.05rem;line-height:1.2}
  .cc-issuer{font-size:.8rem;color:var(--ink-3);font-weight:600;margin-top:2px}
  .cc-cb{display:flex;align-items:baseline;gap:8px}
  .cc-cb b{font-size:1.9rem;font-weight:900;color:var(--gold-d);line-height:1}
  .cc-cb span{font-size:.85rem;font-weight:600;color:var(--ink-3)}
  .cc-chips{display:flex;gap:6px;flex-wrap:wrap;margin:12px 0 2px}
  .cc-chip{font-size:.7rem;font-weight:700;color:var(--ink-2);background:var(--bg-soft);border:1px solid var(--line);padding:3px 9px;border-radius:999px}
  .cc-rows{margin:12px 0 4px}
  .cc-row{display:flex;justify-content:space-between;gap:10px;font-size:.85rem;color:var(--ink-2);padding:7px 0;border-bottom:1px solid var(--line)}
  .cc-row:last-child{border-bottom:0}
  .cc-row b{font-weight:700;color:var(--ink)}
  .cc-best{font-size:.88rem;color:var(--ink-2);margin:12px 0 6px}
  .cc-stars{color:var(--gold);font-size:.9rem;letter-spacing:1px}
  .cc-stars small{color:var(--ink-3);font-weight:600;margin-left:6px;letter-spacing:0}
  .cc-cta{margin-top:auto;padding-top:16px}
  .cc-cta .btn{width:100%;justify-content:center}
  .cc-off{display:block;text-align:center;font-size:.74rem;color:var(--ink-3);margin-top:9px}
  .cc-off a{color:var(--gold-d);font-weight:600}
  /* list view: single-column, each card reflows into a horizontal row */
  .cc-grid.list{grid-template-columns:1fr}
  .cc-grid.list .cc{flex-direction:row;flex-wrap:wrap;align-items:center;gap:12px 22px;padding:18px 24px}
  .cc-grid.list .cc-top{margin-bottom:0;flex:1 1 220px;min-width:180px}
  .cc-grid.list .cc-cb{flex:0 0 auto}
  .cc-grid.list .cc-cb b{font-size:1.6rem}
  .cc-grid.list .cc-chips{margin:0;flex:0 0 auto}
  .cc-grid.list .cc-rows,.cc-grid.list .cc-best,.cc-grid.list .cc-off,.cc-grid.list .cc-hint{display:none}
  .cc-grid.list .cc-stars{flex:0 0 auto}
  .cc-grid.list .cc-cta{margin:0 0 0 auto;padding:0;flex:0 0 auto}
  .cc-grid.list .cc-cta .btn{width:auto}
  @media(max-width:640px){
    .cc-grid.list .cc-cta{margin-left:0}
    .cc-grid.list .cc-cta .btn{width:100%}
  }
  /* card detail modal */
  .cc-modal{position:fixed;inset:0;z-index:200;display:none;align-items:flex-start;justify-content:center;padding:40px 16px;background:rgba(16,16,19,.62);backdrop-filter:blur(4px);overflow-y:auto}
  .cc-modal.on{display:flex}
  .cc-modal-box{position:relative;background:#fff;border-radius:22px;max-width:640px;width:100%;padding:34px;box-shadow:0 30px 80px -20px rgba(0,0,0,.5);margin:auto;animation:ccpop .25s cubic-bezier(.2,.7,.2,1)}
  @keyframes ccpop{from{opacity:0;transform:translateY(16px)}to{opacity:1;transform:none}}
  .cc-x{position:absolute;top:14px;right:18px;background:none;border:0;font-size:1.7rem;cursor:pointer;color:var(--ink-3);line-height:1}
  .cc-x:hover{color:var(--ink)}
  .cc-m-head{display:flex;gap:16px;align-items:center;margin-bottom:4px;padding-right:30px}
  .cc-m-logo{width:56px;height:56px;border-radius:14px;display:grid;place-items:center;font-size:1.7rem;flex:none}
  .cc-m-name{font-size:1.4rem;font-weight:800;line-height:1.15}
  .cc-m-iss{font-size:.9rem;color:var(--ink-3);font-weight:600;margin:2px 0 3px}
  .cc-m-cb{font-size:1.7rem;font-weight:900;color:var(--gold-d);margin-top:14px}
  .cc-m-best{color:var(--ink-2);margin:8px 0 4px}
  .cc-m-grid{display:grid;grid-template-columns:1fr 1fr;gap:0 28px;margin:14px 0 4px}
  .cc-m-grid .r{display:flex;justify-content:space-between;gap:12px;font-size:.9rem;padding:8px 0;border-bottom:1px solid var(--line)}
  .cc-m-grid .r b{font-weight:700;text-align:right;color:var(--ink)}
  .cc-m-h{font-weight:800;font-size:1rem;margin:22px 0 10px}
  .cc-tiers{width:100%;border-collapse:collapse;font-size:.88rem}
  .cc-tiers th,.cc-tiers td{text-align:left;padding:8px 10px;border-bottom:1px solid var(--line)}
  .cc-tiers th{color:var(--ink-3);font-weight:700;font-size:.72rem;text-transform:uppercase;letter-spacing:.05em}
  .cc-tiers td:last-child,.cc-tiers th:last-child{text-align:right;font-weight:800;color:var(--gold-d);white-space:nowrap}
  .cc-m-list{list-style:none;display:grid;gap:7px}
  .cc-m-list li{font-size:.9rem;color:var(--ink-2);padding-left:20px;position:relative}
  .cc-m-list li::before{content:"•";position:absolute;left:4px;color:var(--gold-d);font-weight:800}
  .cc-pc{display:grid;grid-template-columns:1fr 1fr;gap:22px}
  .cc-pc ul{list-style:none;display:grid;gap:7px}
  .cc-pc li{font-size:.9rem;color:var(--ink-2);padding-left:22px;position:relative}
  .cc-pros li::before{content:"✓";position:absolute;left:0;color:#1a8f4c;font-weight:800}
  .cc-cons li::before{content:"✕";position:absolute;left:0;color:#c0392b;font-weight:800}
  .cc-m-cta{margin-top:24px;display:flex;gap:12px;flex-wrap:wrap;align-items:center}
  .cc-m-upd{font-size:.74rem;color:var(--ink-3);margin-top:14px;line-height:1.5}
  @media(max-width:560px){.cc-m-grid,.cc-pc{grid-template-columns:1fr}.cc-modal-box{padding:26px 22px}}

  /* live yields */
  .yperiod{justify-content:center;margin:0 auto 14px}
  .ydates{display:flex;gap:12px;align-items:center;justify-content:center;flex-wrap:wrap;margin:0 auto 28px;font-size:.86rem;font-weight:600;color:var(--ink-2)}
  .ydates-lbl{color:var(--ink-3);letter-spacing:.03em}
  .ydates label{display:flex;gap:6px;align-items:center}
  .ydates input[type=date]{padding:.45rem .6rem;border:1px solid var(--line);border-radius:9px;font-family:inherit;font-size:.86rem;font-weight:600;color:var(--ink);background:#fff}
  .ydates .btn-mini{padding:.48rem 1rem;border:1px solid var(--gold);background:var(--gold-soft);border-radius:9px;cursor:pointer;font-weight:700;font-size:.85rem;color:var(--gold-d)}
  .ydates .btn-mini:hover{background:var(--gold);color:#1a1206}
  .yields-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(290px,1fr));gap:24px}
  .ycard{position:relative;border:1px solid var(--line);border-radius:20px;padding:30px;background:#fff;transition:.2s;overflow:hidden}
  .ycard:hover{box-shadow:var(--shadow);border-color:var(--gold-soft);transform:translateY(-3px)}
  .ycard.dark{background:linear-gradient(135deg,#1b1b20,#0d0d10);border-color:transparent;color:#fff}
  .ycard .yglow{position:absolute;width:280px;height:280px;border-radius:50%;background:radial-gradient(circle,var(--gold),transparent 65%);opacity:.22;right:-110px;top:-120px;pointer-events:none}
  .yhead{display:flex;justify-content:space-between;align-items:flex-start;gap:12px;position:relative}
  .yhead h3{font-size:1.12rem;line-height:1.25}
  .ycard.dark .yhead h3{color:#fff}
  .ymeta{margin-top:6px;font-size:.82rem;color:var(--ink-3);font-weight:600}
  .ycard.dark .ymeta{color:#9a9aa4}
  .ybig{position:relative;margin:20px 0 4px;font-size:clamp(2.4rem,5vw,3.1rem);font-weight:900;color:var(--gold-d);line-height:1}
  .ycard.dark .ybig{color:var(--gold)}
  .ybig-l{position:relative;font-size:.86rem;font-weight:600;color:var(--ink-2)}
  .ycard.dark .ybig-l{color:#c9c9d2}
  .yspark{margin:18px 0 2px;height:52px;width:100%}
  .yspark path.line{fill:none;stroke:var(--gold);stroke-width:2;stroke-linejoin:round;stroke-linecap:round}
  .yspark path.area{fill:var(--gold);opacity:.10;stroke:none}
  .yrows{position:relative;margin-top:14px}
  .yrow{display:flex;justify-content:space-between;gap:12px;padding:9px 0;border-bottom:1px solid var(--line);font-size:.92rem;color:var(--ink-2)}
  .ycard.dark .yrow{border-color:rgba(255,255,255,.1);color:#c9c9d2}
  .yrow:last-child{border-bottom:0}
  .yrow b{font-weight:700;color:var(--ink);white-space:nowrap}
  .ycard.dark .yrow b{color:#fff}
  /* mobile: turn the fund-yield cards into a horizontal swipe slider */
  @media(max-width:760px){
    .yields-grid{display:flex;overflow-x:auto;scroll-snap-type:x mandatory;-webkit-overflow-scrolling:touch;gap:14px;scrollbar-width:none;scroll-padding-left:0}
    .yields-grid::-webkit-scrollbar{display:none}
    .yields-grid>.ycard{flex:0 0 88%;scroll-snap-align:start}
    .yslider-hint{display:block}
  }
  .yslider-hint{display:none;text-align:center;font-size:.78rem;color:var(--ink-3);font-weight:600;margin-top:12px}

  /* use cases */
  .uc{display:grid;grid-template-columns:1fr 1fr;gap:24px}
  .uccard{border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;background:#fff;transition:.2s}
  .uccard:hover{box-shadow:var(--shadow)}
  .uccard .top{padding:30px}
  .uccard .num{width:38px;height:38px;border-radius:10px;background:var(--ink);color:var(--gold);font-weight:800;display:grid;place-items:center;margin-bottom:16px}
  .uccard h3{font-size:1.28rem;margin-bottom:10px}
  .uccard .top p{color:var(--ink-2);font-size:.96rem}
  .uccard .sol{padding:22px 30px;background:linear-gradient(135deg,#1b1b20,#0e0e11)}
  .uccard .sol .s-tag{font-size:.72rem;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--gold)}
  .uccard .sol p{margin-top:8px;color:#f0f0f3;font-weight:500;font-size:.98rem}

  /* calculators */
  .calc-card{background:#fff;border:1px solid var(--line);border-radius:24px;overflow:hidden;display:grid;grid-template-columns:1fr 1fr;box-shadow:var(--shadow)}
  .calc-in{padding:38px}
  .calc-in label{display:block;font-weight:700;font-size:.84rem;color:var(--ink-2);margin:20px 0 8px}
  .calc-in label:first-child{margin-top:0}
  .calc-in input[type=number]{width:100%;padding:.65rem .85rem;border:1px solid var(--line);border-radius:10px;font-size:1rem;font-family:inherit;font-weight:600;color:var(--ink)}
  .calc-in input[type=range]{width:100%;accent-color:var(--gold);margin-top:8px}
  .amt-display{font-size:1.7rem;font-weight:800;color:var(--ink)}
  .seg{display:flex;gap:6px;flex-wrap:wrap}
  .seg button{padding:.5rem .9rem;border:1px solid var(--line);background:#fff;border-radius:9px;cursor:pointer;font-weight:600;font-size:.88rem;color:var(--ink-2)}
  .seg button.on{background:var(--gold-soft);border-color:var(--gold);color:var(--gold-d)}
  .calc-out{padding:38px;background:linear-gradient(135deg,#1b1b20,#0e0e11);color:#fff;display:flex;flex-direction:column;justify-content:center}
  .calc-out .big{font-size:clamp(2rem,4.2vw,2.9rem);font-weight:900;color:var(--gold);line-height:1.08}
  .calc-out .big small{display:block;font-size:.92rem;font-weight:600;color:#c9c9d2;margin-top:8px}
  .calc-row{display:flex;justify-content:space-between;gap:12px;padding:12px 0;border-bottom:1px solid rgba(255,255,255,.1);font-size:.95rem}
  .calc-row b{font-weight:700;white-space:nowrap}
  .calc-note{font-size:.78rem;color:#9a9aa4;margin-top:16px;line-height:1.5}
  .livechip{display:inline-block;font-size:.68rem;font-weight:800;letter-spacing:.04em;color:var(--gold-d);background:var(--gold-soft);padding:2px 8px;border-radius:999px;margin-left:4px;vertical-align:middle}

  /* services / tiers */
  .cards{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
  .svc{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:32px;transition:.25s}
  .svc:hover{transform:translateY(-6px);box-shadow:var(--shadow);border-color:var(--gold-soft)}
  .svc .ic{width:50px;height:50px;border-radius:13px;background:linear-gradient(135deg,var(--gold),var(--gold-d));display:grid;place-items:center;margin-bottom:20px;font-size:1.4rem}
  .svc h3{font-size:1.22rem;margin-bottom:10px}
  .svc p{color:var(--ink-2);font-size:.97rem}
  .svc .alloc{margin-top:14px;font-size:.86rem;color:var(--gold-d);font-weight:700}

  /* community */
  .community{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
  .community .panel{background:linear-gradient(135deg,#1b1b20,#101013);border-radius:24px;height:320px;position:relative;overflow:hidden;display:grid;place-items:center}
  .community .panel .glow{position:absolute;width:260px;height:260px;border-radius:50%;background:radial-gradient(circle,var(--gold),transparent 70%);opacity:.45;top:-40px;right:-40px}
  .community .panel span{font-size:5rem}

  /* CTA */
  .cta{background:var(--ink);color:#fff;border-radius:28px;padding:64px;text-align:center;position:relative;overflow:hidden}
  .cta .glow{position:absolute;width:420px;height:420px;border-radius:50%;background:radial-gradient(circle,var(--gold),transparent 65%);opacity:.3;left:-120px;bottom:-160px}
  .cta h2{position:relative}
  .cta .lead{color:#c9c9d2;margin:16px auto 28px;max-width:32em;position:relative}
  .cta .loc{margin-top:18px;color:#9a9aa4;font-size:.92rem;position:relative}

  /* footer */
  footer{background:var(--bg-soft);border-top:1px solid var(--line);padding:64px 0 32px}
  .fgrid{display:grid;grid-template-columns:1.5fr repeat(5,1fr);gap:34px}
  .fbrand .word{font-weight:900;font-size:1.4rem;letter-spacing:-.02em}
  .fbrand .word b{color:var(--gold-d)}
  .fbrand p{color:var(--ink-3);font-size:.92rem;margin-top:12px;max-width:22em}
  .fcol h4{font-size:.8rem;text-transform:uppercase;letter-spacing:.1em;color:var(--ink-3);margin-bottom:14px}
  .fcol a{display:block;color:var(--ink-2);font-size:.94rem;padding:5px 0}
  .fcol a:hover{color:var(--gold-d)}
  .fdisc{margin-top:44px;padding-top:24px;border-top:1px solid var(--line);color:var(--ink-3);font-size:.8rem;line-height:1.65}
  .fdisc h4{font-size:.72rem;text-transform:uppercase;letter-spacing:.1em;color:var(--ink-2);margin-bottom:8px}
  .fbot{display:flex;justify-content:space-between;align-items:center;margin-top:32px;padding-top:24px;border-top:1px solid var(--line);color:var(--ink-3);font-size:.88rem;flex-wrap:wrap;gap:12px}
  .fbot a{color:var(--ink-3)}

  @media(max-width:900px){
    .hero-grid,.grid2,.community{grid-template-columns:1fr;gap:40px}
    .visual{height:360px;order:-1}
    .cards,.statband,.pillars{grid-template-columns:1fr 1fr}
    .uc,.ways{grid-template-columns:1fr}
    .fgrid{grid-template-columns:1fr 1fr;gap:32px}
    .halo{grid-template-columns:1fr}
    .nav-links{display:none}
    .menu-btn{display:block}
    section{padding:70px 0}
  }
  @media(max-width:560px){
    .pillars,.cards,.statband{grid-template-columns:1fr}
    .calc-card{grid-template-columns:1fr}
  }
/* currency filter above the fund cards */
.yccy{display:flex;align-items:center;justify-content:center;gap:12px;margin:0 0 14px}
.yccy .glabel{font-size:.7rem;letter-spacing:.08em;text-transform:uppercase;color:var(--ink-3);font-weight:700}

/* ============ Insight cards (Read) ============ */
.ic-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(320px,1fr));gap:18px}
.ic{display:flex;flex-direction:column;border:1px solid var(--line);border-radius:16px;padding:22px 22px 18px;background:#fff;transition:.2s}
.ic:hover{border-color:var(--gold-soft);box-shadow:var(--shadow)}
.ic-stat{font-size:2.1rem;font-weight:900;letter-spacing:-.02em;color:var(--gold-d);line-height:1.05}
.ic-stat small{display:block;font-size:.72rem;font-weight:700;letter-spacing:.05em;text-transform:uppercase;color:var(--ink-3);margin-top:4px}
.ic h3{font-size:1.02rem;font-weight:800;margin:12px 0 6px;line-height:1.25}
.ic-blurb{font-size:.87rem;color:var(--ink-2);line-height:1.6}
.ic-rows{margin:14px 0 0;font-size:.82rem}
.ic-rows>div{display:flex;justify-content:space-between;gap:12px;padding:7px 0;border-bottom:1px solid var(--line)}
.ic-rows>div:last-child{border-bottom:0}
.ic-rows dt{color:var(--ink-3)}
.ic-rows dd{font-weight:700;font-variant-numeric:tabular-nums;text-align:right;white-space:nowrap}
.ic-note{font-size:.74rem;color:var(--ink-3);line-height:1.55;margin-top:12px;padding-left:9px;border-left:2px solid var(--line)}
.ic-foot{display:flex;align-items:center;justify-content:space-between;gap:12px;flex-wrap:wrap;margin-top:auto;padding-top:16px}
.ic-src{font-size:.68rem;color:var(--ink-3);flex:1 1 150px;line-height:1.4}
.ic-foot .btn-card{padding:.45rem .85rem;font-size:.8rem}

/* ============ Build your own portfolio (Invest) ============ */
.byop{display:grid;grid-template-columns:minmax(300px,380px) 1fr;gap:22px;align-items:start}
.byop-pick{border:1px solid var(--line);border-radius:16px;padding:20px;background:#fff}
.byop-presets{margin-bottom:16px}
.byop-presets .seg{margin-top:7px}
.byop-presets .seg button{font-size:.78rem;padding:.42rem .7rem}
.byop-grp{margin-bottom:16px}
.byop-grp .glabel,.byop-presets .glabel,.byop-foot .glabel{font-size:.68rem;letter-spacing:.08em;
  text-transform:uppercase;color:var(--ink-3);font-weight:800}
.byop-grp>div{margin-top:8px;display:flex;flex-direction:column;gap:4px}
.byop-a{display:grid;grid-template-columns:18px 1fr 62px 14px;gap:8px;align-items:center;
  padding:7px 9px;border:1px solid transparent;border-radius:10px;cursor:pointer;transition:.15s}
.byop-a:hover{background:var(--bg-soft)}
.byop-a.on{background:var(--gold-soft);border-color:var(--gold)}
.byop-a input[type=checkbox]{accent-color:var(--gold-d);width:15px;height:15px;cursor:pointer}
.byop-n{font-size:.86rem;font-weight:700;line-height:1.2}
.byop-n small{display:block;font-weight:500;font-size:.7rem;color:var(--ink-3);margin-top:1px}
.byop-w{width:100%;border:1px solid var(--line);border-radius:7px;padding:.28rem .4rem;
  font:inherit;font-size:.82rem;font-weight:700;text-align:right;background:#fff}
.byop-a.on .byop-w{border-color:var(--gold)}
.byop-pct{font-size:.76rem;color:var(--ink-3)}
.byop-foot{display:flex;align-items:center;gap:10px;flex-wrap:wrap;padding-top:6px;border-top:1px solid var(--line)}
.byop-foot .seg button{font-size:.78rem;padding:.38rem .7rem}
.byop-drift{display:flex;align-items:center;gap:6px;font-size:.76rem;color:var(--ink-3);
  flex-basis:100%;margin-top:8px}
.byop-drift input{width:56px;border:1px solid var(--gold);border-radius:7px;padding:.25rem .35rem;
  font:inherit;font-size:.8rem;font-weight:700;text-align:right;background:#fff;color:var(--ink)}
.byop-total{font-size:.78rem;color:var(--ink-3);margin-top:10px}
.byop-total b{color:var(--ink)}
.byop-res{border:1px solid var(--line);border-radius:16px;padding:22px 24px;background:#fff;min-height:300px}
.byop-stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(120px,1fr));gap:14px;margin-bottom:18px}
.byop-stat{display:flex;flex-direction:column;gap:2px}
.byop-l{font-size:.66rem;letter-spacing:.07em;text-transform:uppercase;color:var(--ink-3);font-weight:800}
.byop-stat b{font-size:1.45rem;font-weight:900;letter-spacing:-.02em;font-variant-numeric:tabular-nums}
.byop-stat:first-child b{color:var(--gold-d)}
.byop-stat small{font-size:.7rem;color:var(--ink-3)}
.byop-chart svg{width:100%;height:auto;display:block}
.byop-line{fill:none;stroke:var(--gold-d);stroke-width:2.5;stroke-linejoin:round;stroke-linecap:round}
.byop-win{font-size:.8rem;color:var(--ink-3);line-height:1.6;margin-top:14px}
.byop-win b{color:var(--ink-2)}
.byop-empty{font-size:.9rem;color:var(--ink-3);padding:40px 0;text-align:center}
@media(max-width:860px){ .byop{grid-template-columns:1fr} }

/* ============ Portfolio backtest panels (Invest) ============ */
.pf-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(340px,1fr));gap:20px}
.pf{border:1px solid var(--line);border-radius:16px;padding:22px 24px 20px;background:#fff}
.pf-head{display:flex;flex-wrap:wrap;align-items:baseline;justify-content:space-between;gap:8px;margin-bottom:14px}
.pf-head h4{font-size:1.02rem;font-weight:800}
.pf-mix{font-size:.78rem;color:var(--ink-3)}
.pf-tbl{width:100%;border-collapse:collapse;font-size:.88rem;font-variant-numeric:tabular-nums}
.pf-tbl th{text-align:right;font-size:.66rem;letter-spacing:.07em;text-transform:uppercase;color:var(--ink-3);
  font-weight:800;padding:0 0 8px}
.pf-tbl th:first-child,.pf-tbl td:first-child{text-align:left}
.pf-tbl td{text-align:right;padding:10px 0;border-top:1px solid var(--line)}
.pf-tbl tr.on td{background:linear-gradient(90deg,var(--gold-soft),#fffdf7);color:var(--ink)}
.pf-tbl tr.on td:first-child{border-radius:8px 0 0 8px;padding-left:8px;box-shadow:inset 3px 0 0 var(--gold)}
.pf-tbl tr.on td:last-child{border-radius:0 8px 8px 0;padding-right:8px}
.pf-delta{margin-top:14px;font-size:.86rem;color:var(--ink-2)}
.pf-up{display:inline-block;font-weight:800;font-size:1.05rem;color:#1c5b34;background:#e7f3ec;
  border:1px solid #bcdcc9;border-radius:999px;padding:2px 10px;margin-right:6px}
@media(max-width:420px){ .pf{padding:18px 16px 16px} .pf-tbl{font-size:.82rem} }

/* ============ Cash-options ladder (Earn) ============ *//* ============ Cash-options ladder (Earn) ============ */
/* Position on a shared scale, low to high. Rows that are reference rates (OPR,
   interbank) are dimmed — they are context, not somewhere you can put money. */
.cl-table{display:flex;flex-direction:column;gap:9px}
.cl-row{display:grid;grid-template-columns:minmax(210px,1.5fr) minmax(110px,2fr) 168px;gap:20px;
  align-items:center;padding:15px 20px;border:1px solid var(--line);border-radius:14px;background:#fff;transition:.2s}
.cl-row:hover{border-color:var(--gold-soft);box-shadow:var(--shadow)}
.cl-row.ref{background:var(--bg-soft);border-style:dashed}
.cl-row.us{border-color:var(--gold);background:linear-gradient(90deg,var(--gold-soft),#fff 66%)}
.cl-name{font-weight:800;font-size:.96rem;line-height:1.3}
.cl-tag{display:inline-block;font-size:.62rem;font-weight:800;letter-spacing:.05em;text-transform:uppercase;
  color:var(--ink-3);background:#fff;border:1px solid var(--line);padding:1px 6px;border-radius:999px;vertical-align:middle}
.cl-who{font-size:.79rem;color:var(--ink-2);margin-top:3px}
.cl-note{font-size:.74rem;color:var(--ink-3);margin-top:3px;line-height:1.45}
.cl-track{position:relative;height:22px}
.cl-track:before{content:"";position:absolute;left:0;right:0;top:50%;height:1px;background:var(--line)}
.cl-track i{position:absolute;top:50%;width:11px;height:11px;margin:-5.5px 0 0 -5.5px;border-radius:50%;
  background:var(--ink-3);box-shadow:0 0 0 2px #fff}
.cl-row.ref .cl-track i{background:#c3c1bb;box-shadow:0 0 0 2px var(--bg-soft)}
.cl-row.us .cl-track i{background:var(--gold-d);width:15px;height:15px;margin:-7.5px 0 0 -7.5px;
  box-shadow:0 0 0 2px #fff,0 0 0 4px rgba(226,160,36,.3)}
.cl-range{position:absolute;top:50%;height:9px;margin-top:-4.5px;border-radius:999px;
  background:var(--ink-3);opacity:.4;box-shadow:0 0 0 2px #fff}
.cl-val{text-align:right;font-weight:800;font-size:1.1rem;font-variant-numeric:tabular-nums;white-space:nowrap}
.cl-row.us .cl-val{color:var(--gold-d)}
.cl-row.ref .cl-val{color:var(--ink-2);font-weight:700}
.cl-val small{display:block;font-weight:600;font-size:.68rem;letter-spacing:.01em;color:var(--ink-3);
  margin-top:2px;white-space:normal;line-height:1.35}
@media(max-width:760px){
  .cl-row{grid-template-columns:1fr auto;gap:4px 14px;padding:14px 16px}
  .cl-id{grid-column:1}
  .cl-val{grid-column:2;grid-row:1;align-self:start;font-size:1rem;max-width:130px}
  .cl-track{grid-column:1/-1;order:3;margin-top:4px}
}

/* ============ Share-as-card button (Earn) ============ */
/* sits at the top-right of the ladder it belongs to */
.card-bar{display:flex;align-items:center;justify-content:flex-end;gap:12px;flex-wrap:wrap;margin:0 0 10px}
.btn-card{display:inline-flex;align-items:center;gap:.5rem;font-weight:700;font-size:.88rem;
  padding:.6rem 1.15rem;border-radius:999px;cursor:pointer;border:1.5px solid var(--gold);
  background:var(--gold-soft);color:var(--gold-d);transition:.18s}
.btn-card:before{content:"⧉";font-size:1rem;line-height:1}
.btn-card:hover{background:var(--gold);color:#1a1206}
.btn-card.ok{background:#e7f3ec;border-color:#bcdcc9;color:#1c5b34}
.btn-card.ok:before{content:"✓"}
.btn-card.err{background:#fceee9;border-color:#f0cbbd;color:#a33a1f}
.card-hint{font-size:.78rem;color:var(--ink-3)}
@media(max-width:560px){ .card-hint{display:none} }

/* ============ USD ladder risk tiers (Earn) ============ */
/* The tag is the point of this table: colour alone never carries it, the label
   is always spelled out, and the hover title says what the risk actually is. */
.usd-tier{display:inline-block;font-size:.62rem;font-weight:800;letter-spacing:.04em;text-transform:uppercase;
  padding:2px 7px;border-radius:999px;vertical-align:middle;margin-left:5px;border:1px solid;cursor:help;white-space:nowrap}
.usd-tier.t-gov {color:#1c5b34;background:#e7f3ec;border-color:#bcdcc9}
.usd-tier.t-bank{color:#1f4d78;background:#e8f0f8;border-color:#c2d7ea}
.usd-tier.t-fund{color:#8a5a00;background:#fdf0d5;border-color:#f0d9a8}
.usd-tier.t-defi{color:#6b3a86;background:#f2eaf7;border-color:#dcc8e6}
.usd-tier.t-cex {color:#a33a1f;background:#fceee9;border-color:#f0cbbd}
.usd-tier.t-cred{color:#8f2f3f;background:#fbe9ec;border-color:#efc6ce}
.usd-tier.t-ref {color:var(--ink-3);background:#f3f2ee;border-color:var(--line)}
@media(max-width:560px){ .usd-tier{font-size:.58rem;padding:1px 5px} }

/* ============ Growth chart (Earn) ============ */
/* Emphasis, not categorical: the fund carries the accent, the benchmarks are
   grey and told apart by dash pattern AND a direct end-label, so identity never
   rests on colour alone. */
.pc-wrap{margin:34px auto 0;max-width:940px;padding:24px 26px 18px;border:1px solid var(--line);border-radius:16px;background:#fff}
.pc-head{display:flex;flex-wrap:wrap;gap:12px;align-items:center;justify-content:space-between}
.pc-wrap h4{font-size:1.02rem;font-weight:800}
.pc-head .seg button{padding:.4rem .8rem;font-size:.82rem}
.pc-lead{font-size:.88rem;color:var(--ink-2);margin:6px 0 14px;line-height:1.6}
.pc-chart{position:relative}
.pc-chart:focus{outline:none}
.pc-chart:focus-visible{outline:2px solid var(--gold-d);outline-offset:4px;border-radius:8px}
.pc-chart svg{width:100%;height:auto;display:block;overflow:visible}
.pc-hit{fill:transparent;cursor:crosshair;touch-action:none}
.pc-cross{stroke:var(--ink-3);stroke-width:1;stroke-dasharray:3 3}
.pc-hdot{stroke:#fff;stroke-width:2}
.pc-hdot.pc-fund{fill:var(--gold-d)} .pc-hdot.pc-opr{fill:#6b6b73} .pc-hdot.pc-ib1{fill:#a9a7a1}
/* readout sits over the plot, clamped inside the box by JS */
.pc-tip{position:absolute;top:0;z-index:3;pointer-events:none;background:var(--ink);color:#fff;
  border-radius:10px;padding:9px 11px;min-width:210px;box-shadow:0 10px 30px -12px rgba(0,0,0,.6)}
/* phone: the readout sits under the plot instead of covering it */
.pc-tip.pc-tip-below{right:0;min-width:0;width:100%;box-shadow:none}
.pc-tip-d{font-size:.72rem;font-weight:800;letter-spacing:.03em;text-transform:uppercase;color:#c9c9d2;margin-bottom:6px}
.pc-tip-r{display:grid;grid-template-columns:10px 1fr auto auto;gap:8px;align-items:baseline;
  font-size:.78rem;line-height:1.75;white-space:nowrap}
.pc-key{width:9px;height:9px;border-radius:2px;align-self:center}
.pc-key.pc-fund{background:var(--gold)} .pc-key.pc-opr{background:#9a9aa4} .pc-key.pc-ib1{background:#6f6d67}
.pc-tip-l{color:#c9c9d2}
.pc-tip-r b{font-weight:800;font-variant-numeric:tabular-nums}
.pc-tip-r em{font-style:normal;font-size:.72rem;color:#9a9aa4;font-variant-numeric:tabular-nums;min-width:42px;text-align:right}
.pc-tip-f{font-size:.68rem;color:#9a9aa4;margin-top:6px;border-top:1px solid rgba(255,255,255,.14);padding-top:5px}
.pc-grid{stroke:var(--line);stroke-width:1}
.pc-ax{fill:var(--ink-3);font-family:Inter,system-ui,sans-serif}
.pc-line{fill:none;stroke-width:2;stroke-linejoin:round;stroke-linecap:round}
.pc-line.pc-fund{stroke:var(--gold-d)}
.pc-line.pc-opr{stroke:#6b6b73;stroke-dasharray:7 4}
.pc-line.pc-ib1{stroke:#a9a7a1;stroke-dasharray:2 4}
.pc-end{font-family:Inter,system-ui,sans-serif}
.pc-endv{font-weight:800}
.pc-endl{font-weight:600}
.pc-end.pc-fund .pc-endv{fill:var(--gold-d)} .pc-end.pc-fund .pc-endl{fill:var(--ink-2)}
.pc-end.pc-opr .pc-endv{fill:#4b4b52}       .pc-end.pc-opr .pc-endl{fill:var(--ink-3)}
.pc-end.pc-ib1 .pc-endv{fill:#6f6d67}       .pc-end.pc-ib1 .pc-endl{fill:var(--ink-3)}
.pc-foot{font-size:.76rem;color:var(--ink-3);line-height:1.6;margin-top:14px}
.pc-foot b{color:var(--ink-2)}
@media(max-width:640px){
  .pc-wrap{padding:18px 14px 14px}
  /* reserve room for the readout so revealing it never shifts the caption */
  .pc-chart{padding-bottom:132px}
  .pc-tip-r{grid-template-columns:10px 1fr auto auto;font-size:.76rem}
}

/* ============ Money-market category ranking (Earn) ============ */
/* Modelled on the Lipper fund table: a whole category ranked, dense rows, our
   row highlighted. The bar behind each return is positional within the visible
   range — it is a reading aid for a tight spread, not a zero-based magnitude. */
.mmf-controls{display:flex;flex-wrap:wrap;gap:22px;justify-content:center;margin:0 0 20px}
.mmf-controls .grp{display:flex;flex-direction:column;gap:7px}
.mmf-controls .glabel{font-size:.7rem;letter-spacing:.08em;text-transform:uppercase;color:var(--ink-3);font-weight:700}
.mmf-table{border:1px solid var(--line);border-radius:14px;overflow:hidden;background:#fff}
.mr-table{width:100%;border-collapse:collapse;font-size:.9rem}
.mr-table thead th{text-align:left;font-size:.68rem;letter-spacing:.08em;text-transform:uppercase;
  color:var(--ink-3);font-weight:800;padding:12px 14px;background:var(--bg-soft);border-bottom:1px solid var(--line)}
.mr-table td{padding:11px 14px;border-bottom:1px solid var(--line);vertical-align:middle}
.mr-table tbody tr:last-child td{border-bottom:0}
.mr-table tbody tr:hover{background:var(--bg-soft)}
.mr-table tr.us td{background:linear-gradient(90deg,var(--gold-soft),#fffdf7);box-shadow:inset 3px 0 0 var(--gold)}
.mr-table tr.us:hover td{background:linear-gradient(90deg,var(--gold-soft),#fdf6e6)}
.mr-rank{width:44px;font-weight:800;color:var(--ink-3);font-variant-numeric:tabular-nums}
.mr-table tr.us .mr-rank{color:var(--gold-d)}
.mr-name{line-height:1.35}
.mr-name a{font-weight:700;border-bottom:1px solid transparent}
.mr-name a:hover{color:var(--gold-d);border-color:var(--gold)}
.mr-mgr,.mr-sub{display:block;color:var(--ink-3);font-size:.76rem}
.mr-mgr{color:var(--ink-2);margin-top:2px}
.mr-tag{display:inline-block;font-size:.64rem;font-weight:800;letter-spacing:.03em;text-transform:uppercase;
  color:#8a5a00;background:#fdf0d5;border:1px solid #f0d9a8;padding:1px 6px;border-radius:999px;vertical-align:middle}
/* position on a shared track, not bar length: the spread is ~1pt, so a length
   encoding would need a zero baseline and read flat. A dot encodes position. */
.mr-bar{width:34%;min-width:90px;position:relative;height:18px}
.mr-bar:before{content:"";position:absolute;left:0;right:0;top:50%;height:1px;background:var(--line)}
.mr-bar i{position:absolute;top:50%;width:9px;height:9px;margin:-4.5px 0 0 -4.5px;border-radius:50%;
  background:var(--ink-3);opacity:.5;box-shadow:0 0 0 2px #fff}
.mr-table tr.us .mr-bar i{background:var(--gold-d);opacity:1;width:13px;height:13px;margin:-6.5px 0 0 -6.5px;
  box-shadow:0 0 0 2px #fffdf7,0 0 0 4px rgba(226,160,36,.3)}
.mr-val{width:96px;text-align:right;font-weight:800;font-variant-numeric:tabular-nums;white-space:nowrap}
.mr-table tr.us .mr-val{color:var(--gold-d)}
.mmf-note{text-align:center;font-size:.95rem;color:var(--ink-2);margin:20px auto 0;max-width:47em}
.mmf-note b{color:var(--ink)}
.mmf-src-line{display:block;font-size:.82rem;color:var(--ink-3);margin-top:6px}
.mmf-src-line a{border-bottom:1px solid var(--line)}
.mmf-src-line a:hover{color:var(--gold-d);border-color:var(--gold)}
.mmf-lipper{max-width:760px;margin:26px auto 0;padding:20px 24px;border:1px solid var(--line);
  border-left:3px solid var(--gold);border-radius:12px;background:var(--bg-soft)}
.mmf-lipper h4{font-size:.94rem;font-weight:800;margin-bottom:8px}
.mmf-lipper p{font-size:.87rem;color:var(--ink-2);line-height:1.65}
.mmf-lipper .src{font-size:.76rem;color:var(--ink-3);margin-top:10px}
@media(max-width:640px){
  .mr-table{font-size:.84rem}
  .mr-table td,.mr-table thead th{padding:10px 10px}
  .mr-bar{display:none}
  .mr-table thead th:nth-child(3){display:none}
  .mr-rank{width:32px}
  .mr-val{width:74px}
}

/* ============ Stablecoin directory (Earn) ============ */
.sd-controls{display:flex;flex-wrap:wrap;gap:18px;align-items:flex-end;margin:26px 0 10px}
.sd-controls .grp{display:flex;flex-direction:column;gap:7px}
.sd-controls .glabel{font-size:.7rem;letter-spacing:.08em;text-transform:uppercase;color:var(--ink-3);font-weight:700}
.sd-count{font-size:.82rem;color:var(--ink-3);margin:4px 0 16px}
.sd-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:20px}
.sd{position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px 22px 20px;cursor:pointer;transition:transform .15s,box-shadow .15s,border-color .15s;display:flex;flex-direction:column}
.sd:hover{transform:translateY(-3px);box-shadow:var(--shadow);border-color:var(--gold-soft)}
.sd.feat{border-color:var(--gold-soft)}
.sd-badge{position:absolute;top:-9px;right:16px;background:var(--gold);color:#1a1204;font-size:.64rem;font-weight:800;letter-spacing:.05em;text-transform:uppercase;padding:4px 9px;border-radius:20px;box-shadow:var(--shadow)}
.sd-top{display:flex;align-items:center;gap:13px;margin-bottom:15px}
.sd-logo{width:44px;height:44px;border-radius:12px;display:flex;align-items:center;justify-content:center;font-size:1.15rem;font-weight:800;color:#fff;flex:0 0 auto;overflow:hidden}
.sd-name{font-weight:750;font-size:1.05rem;line-height:1.15}
.sd-issuer{font-size:.8rem;color:var(--ink-3)}
.sd-mcap{display:flex;align-items:baseline;gap:8px;margin:2px 0 3px}
.sd-mcap b{font-size:1.7rem;font-weight:800;letter-spacing:-.02em}
.sd-mcap span{font-size:.78rem;color:var(--ink-3)}
.sd-price{font-size:.82rem;color:var(--ink-2);margin-bottom:13px}
.sd-price .peg-ok{color:#1a8a4a;font-weight:700}
.sd-price .peg-off{color:#c0392b;font-weight:700}
.sd-chips{display:flex;flex-wrap:wrap;gap:7px;margin-bottom:14px}
.sd-chip{font-size:.68rem;font-weight:650;padding:4px 9px;border-radius:20px;background:var(--bg-soft);border:1px solid var(--line);color:var(--ink-2)}
.sd-chip.peg{background:#eef4ff;border-color:#d6e4ff;color:#2c5ed6}
.sd-chip.crypto{background:#f3eefe;border-color:#e2d6ff;color:#7a4ed6}
.sd-chip.synthetic{background:#fef1ea;border-color:#ffdcc6;color:#c2660f}
.sd-chip.por-audit{background:#eafaf1;border-color:#c8ecd6;color:#1a8a4a}
.sd-chip.por-attest{background:#fff8e6;border-color:#f2e4b8;color:#a67c00}
.sd-chip.por-onchain{background:#eef4ff;border-color:#d6e4ff;color:#2c5ed6}
.sd-rows{display:flex;flex-direction:column;gap:0;margin-top:auto}
.sd-row{display:flex;justify-content:space-between;gap:14px;padding:8px 0;border-bottom:1px solid var(--line);font-size:.83rem}
.sd-row:last-child{border-bottom:0}
.sd-row span{color:var(--ink-3)}
.sd-row b{text-align:right;font-weight:650;color:var(--ink)}
.sd-hint{font-size:.72rem;color:var(--gold-d);font-weight:650;margin-top:13px}
/* detail modal — reuses .cc-modal shell conventions */
.sd-modal{position:fixed;inset:0;background:rgba(16,16,19,.55);backdrop-filter:blur(3px);z-index:200;display:none;align-items:flex-start;justify-content:center;padding:40px 16px;overflow-y:auto}
.sd-modal.on{display:flex}
.sd-box{background:#fff;border-radius:20px;max-width:640px;width:100%;padding:30px 30px 26px;position:relative;box-shadow:0 30px 80px -20px rgba(20,16,8,.5)}
.sd-x{position:absolute;top:16px;right:18px;border:0;background:var(--bg-soft);width:34px;height:34px;border-radius:50%;font-size:1.3rem;cursor:pointer;color:var(--ink-2);line-height:1}
.sd-m-head{display:flex;align-items:center;gap:15px;margin-bottom:8px;padding-right:36px}
.sd-m-logo{width:52px;height:52px;border-radius:13px;display:flex;align-items:center;justify-content:center;font-size:1.3rem;font-weight:800;color:#fff;flex:0 0 auto;overflow:hidden}
.sd-m-name{font-size:1.35rem;font-weight:800}
.sd-m-iss{font-size:.85rem;color:var(--ink-3)}
.sd-m-stat{display:flex;gap:26px;flex-wrap:wrap;margin:14px 0 20px;padding:14px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.sd-m-stat div{display:flex;flex-direction:column;gap:2px}
.sd-m-stat b{font-size:1.15rem;font-weight:800}
.sd-m-stat span{font-size:.72rem;color:var(--ink-3);text-transform:uppercase;letter-spacing:.05em}
.sd-m-h{font-size:.74rem;letter-spacing:.07em;text-transform:uppercase;color:var(--gold-d);font-weight:800;margin:18px 0 7px}
.sd-m-p{font-size:.92rem;line-height:1.55;color:var(--ink-2)}
.sd-m-p a,.sd-src{color:var(--gold-d);font-weight:650;text-decoration:none;border-bottom:1px solid var(--gold-soft)}
.sd-src{font-size:.76rem;margin-left:6px;white-space:nowrap}
.sd-m-risk{background:#fef6f4;border:1px solid #f6d8cf;border-radius:12px;padding:12px 15px;font-size:.86rem;line-height:1.5;color:#8a3a28;margin-top:16px}
.sd-m-cta{display:flex;gap:12px;flex-wrap:wrap;margin-top:22px}
.sd-m-upd{font-size:.74rem;color:var(--ink-3);margin-top:14px;line-height:1.5}
@media(max-width:520px){.sd-box{padding:24px 20px}.sd-m-stat{gap:18px}}

/* ============ multi-page chrome (added when the single page was split into /earn, /save, …) ============ */
.page-head h1{font-size:clamp(2.05rem,4.2vw,3.1rem);margin-top:14px}
.nav-links a[aria-current="page"]{color:var(--ink)}
.nav-links a[aria-current="page"]::after{content:"";display:block;height:2px;border-radius:2px;background:var(--gold);margin-top:5px}
.alloc a{color:var(--gold-d);font-weight:800}

/* prev / next pillar pager at the foot of each pillar page */
.pager-wrap{border-top:1px solid var(--line);background:var(--bg-soft)}
.pager{display:grid;grid-template-columns:1fr 1fr;gap:18px;padding-top:34px;padding-bottom:34px}
.pg{display:flex;flex-direction:column;gap:6px;padding:20px 22px;border:1px solid var(--line);border-radius:var(--radius);background:#fff;transition:transform .15s,box-shadow .15s,border-color .15s}
.pg:hover{border-color:var(--gold-soft);box-shadow:var(--shadow);transform:translateY(-2px)}
.pg span{font-size:.74rem;letter-spacing:.08em;text-transform:uppercase;color:var(--ink-3);font-weight:700}
.pg b{font-size:1.2rem;font-weight:800;letter-spacing:-.01em}
.pg-next{text-align:right}

@media(max-width:900px){
  .nav-links.open{display:flex;flex-direction:column;align-items:stretch;gap:0;position:absolute;top:74px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 22px 34px -20px rgba(0,0,0,.45);padding:6px 24px 20px}
  .nav-links.open a{padding:14px 0;border-bottom:1px solid var(--line);font-size:1.02rem;color:var(--ink)}
  .nav-links.open a[aria-current="page"]{color:var(--gold-d)}
  .nav-links.open a[aria-current="page"]::after{display:none}
  .nav-links.open a.btn{margin-top:16px;border-bottom:0;text-align:center;justify-content:center}
}
@media(max-width:560px){
  .pager{grid-template-columns:1fr}
  .pg-next{text-align:left}
}

/* ============ Read: topic index ============ */
.rd-bar{display:flex;flex-wrap:wrap;gap:18px;align-items:flex-end;justify-content:center;margin:8px 0 10px}
.rd-bar .grp{display:flex;flex-direction:column;gap:7px}
.rd-bar .glabel{font-size:.7rem;letter-spacing:.08em;text-transform:uppercase;color:var(--ink-3);font-weight:700}
.rd-count{font-size:.82rem;color:var(--ink-3);margin:6px 0 18px;text-align:center}
.rd-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:20px}
.rd{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px 24px 20px;transition:transform .15s,box-shadow .15s,border-color .15s}
.rd:hover{transform:translateY(-3px);box-shadow:var(--shadow);border-color:var(--gold-soft)}
.rd[hidden]{display:none}
.rd-chip{align-self:flex-start;font-size:.66rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase;color:var(--gold-d);background:var(--bg-soft);border:1px solid var(--gold-soft);border-radius:20px;padding:4px 10px}
.rd h3{font-size:1.16rem;line-height:1.25;margin:14px 0 10px}
.rd p{color:var(--ink-2);font-size:.93rem;line-height:1.55;flex:1}
.rd-foot{display:flex;justify-content:space-between;align-items:center;margin-top:18px;padding-top:14px;border-top:1px solid var(--line);font-size:.82rem;color:var(--ink-3)}
.rd-foot b{color:var(--gold-d);font-weight:800}

/* ============ Read: the article itself ============ */
.article{padding:64px 0 40px}
.art-wrap{max-width:760px}
.art-crumb{font-size:.8rem;font-weight:700;letter-spacing:.04em;color:var(--ink-3);text-transform:uppercase;margin-bottom:22px}
.art-crumb a{color:var(--gold-d)}
.art-crumb span{margin:0 6px;color:var(--line)}
.article h1{font-size:clamp(2rem,4vw,2.9rem);letter-spacing:-.025em}
.art-sum{margin-top:18px}
.art-meta{margin-top:18px;padding-bottom:26px;border-bottom:1px solid var(--line);font-size:.85rem;color:var(--ink-3);font-weight:600}
.art-body{font-size:1.06rem;line-height:1.75;color:#26262c}
.art-body h2{font-size:1.5rem;letter-spacing:-.015em;margin:44px 0 14px}
.art-body h3{font-size:1.15rem;margin:32px 0 10px}
.art-body p{margin:16px 0}
.art-body ul,.art-body ol{margin:16px 0 16px 22px}
.art-body li{margin:9px 0}
.art-body li::marker{color:var(--gold-d)}
.art-body a{color:var(--gold-d);font-weight:600;text-decoration:underline;text-decoration-thickness:1px;text-underline-offset:2px}
.art-body a:hover{color:var(--ink)}
.art-body code{background:var(--bg-soft);border:1px solid var(--line);border-radius:6px;padding:2px 6px;font-size:.88em;font-family:ui-monospace,SFMono-Regular,Menlo,monospace}
.art-body b{font-weight:750;color:var(--ink)}
.art-note{background:var(--bg-soft);border-left:3px solid var(--gold);border-radius:0 12px 12px 0;padding:16px 20px;margin:26px 0;font-size:.98rem;color:var(--ink-2)}
.art-hr{border:0;border-top:1px solid var(--line);margin:38px 0}
.art-table{overflow-x:auto;margin:24px 0}
.art-table table{border-collapse:collapse;width:100%;font-size:.93rem;min-width:460px}
.art-table th{text-align:left;font-weight:800;font-size:.74rem;letter-spacing:.07em;text-transform:uppercase;color:var(--ink-3);padding:0 14px 10px 0;border-bottom:1px solid var(--line)}
.art-table td{padding:12px 14px 12px 0;border-bottom:1px solid var(--line);vertical-align:top;color:var(--ink-2)}
.art-table tr td:first-child{color:var(--ink);font-weight:650}
.art-disc{margin-top:40px;text-align:left}
.art-more{margin-top:48px;padding-top:34px;border-top:1px solid var(--line)}
.art-more-h{font-weight:800;font-size:1.1rem;margin-bottom:18px}
.art-more .rd-grid{grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}

@media(max-width:900px){
  .fgrid{grid-template-columns:1fr 1fr;gap:32px}
  .article{padding:44px 0 30px}
}

/* ============ Read: the daily-buying (DCA) calculator ============ */
.dca{margin:30px 0 34px;border:1px solid var(--line);border-radius:var(--radius);background:var(--bg-soft);padding:26px 24px 20px}
.dca-controls{display:flex;flex-wrap:wrap;gap:18px;margin-bottom:22px}
.dca-controls .grp{display:flex;flex-direction:column;gap:7px}
.dca-controls .glabel{font-size:.7rem;letter-spacing:.08em;text-transform:uppercase;color:var(--ink-3);font-weight:700}
.dca-hero{text-align:center;padding:20px 0 6px}
.dca-pl{font-size:clamp(2.2rem,6vw,3.2rem);font-weight:900;line-height:1;letter-spacing:-.03em}
.dca-hero.up .dca-pl{color:#1f7a4d}
.dca-hero.down .dca-pl{color:#b4442e}
.dca-pll{margin-top:10px;font-size:.92rem;color:var(--ink-2);font-weight:600}
.dca-chart{width:100%;height:150px;display:block;margin:18px 0 8px;overflow:visible}
.dca-legend{display:flex;gap:20px;justify-content:center;font-size:.78rem;color:var(--ink-3);font-weight:600;margin-bottom:20px}
.dca-legend span{display:flex;align-items:center;gap:7px}
.dca-legend i{width:18px;height:0;border-top:2px solid var(--gold-d);display:block}
.dca-legend i.k-dash{border-top:2px dashed var(--ink)}
.dca-rows{background:#fff;border:1px solid var(--line);border-radius:14px;padding:4px 18px}
.dca-row{display:flex;justify-content:space-between;align-items:baseline;gap:16px;padding:12px 0;border-bottom:1px solid var(--line);font-size:.92rem}
.dca-row:last-child{border-bottom:0}
.dca-row span{color:var(--ink-2)}
.dca-row b{font-weight:750;text-align:right}
.dca-row.hl b{color:var(--gold-d);font-size:1.05rem}
.dca-note{font-size:.78rem;line-height:1.6;color:var(--ink-3);margin-top:16px}
@media(max-width:560px){
  .dca{padding:20px 16px 16px}
  .dca-row{font-size:.86rem}
}

/* ===================================================================
   COMPACT DENSITY LAYER (2026-10-18)
   Tightens the whole site: smaller type scale, half the section rhythm,
   leaner cards/gaps. Sits last so it overrides the spacious defaults above
   at equal specificity — delete this block to restore the old layout.
   =================================================================== */
:root{--radius:12px;--max:1240px;--shadow:0 6px 24px -14px rgba(20,16,8,.28)}
body{font-size:15px;line-height:1.5}
.wrap{padding:0 20px}
.eyebrow{font-size:11px}
h1{font-size:clamp(1.9rem,3.6vw,2.7rem)}
h2{font-size:clamp(1.45rem,2.4vw,1.9rem)}
.lead{font-size:clamp(.98rem,1.2vw,1.06rem)}
.btn{font-size:.9rem;padding:.6rem 1.1rem}
section{padding:44px 0}
.reveal{transform:translateY(10px);transition:.45s cubic-bezier(.2,.7,.2,1)}

/* header + hero */
.nav{height:56px}
.nav img{height:24px}
.nav-links{gap:22px}
.nav-links a{font-size:.9rem}
.hero{padding:36px 0 30px}
.hero-grid{gap:32px}
.hero .lead{margin:12px 0 18px}
.cta-row{gap:10px}
.trust{margin-top:16px;font-size:.88rem}
.visual{height:290px}
.orb{width:220px;height:220px}
.lionwm{transform:translateX(86px) scale(.667)} /* lion = left 22% of a clipped 330px wordmark: scale with the orb (330→220) and shift it to the centre */
.card{padding:9px 11px;font-size:.8rem;gap:8px;border-radius:10px}
.card .dot{width:28px;height:28px;border-radius:7px}
.c1{top:8px}.c2{bottom:34px}.c3{bottom:-2px}

/* bands, heads, grids */
.partners{padding:18px 0}
.partners p{margin-bottom:10px;font-size:.8rem}
.logos{gap:36px}
.logos img{height:28px}
.head-center{margin:0 auto 22px}
.head-center .lead{margin-top:8px}
.subhead{font-size:1.1rem;margin:30px 0 12px}
.page-head h1{font-size:clamp(1.8rem,3.2vw,2.4rem);margin-top:8px}
.grid2,.community{gap:32px}
.about p{margin-top:10px}
.pillars{gap:12px}
.pillar{padding:18px}
.pillar .pic{font-size:1.5rem;margin:8px 0 6px}
.pillar h3{font-size:1.08rem;margin-bottom:4px}
.pillar p{font-size:.88rem}
.pillar .parrow{margin-top:10px}
.pillar:hover,.way:hover,.fund:hover,.fund-link:hover,.exch:hover{transform:translateY(-2px)}
.statband{padding:24px;border-radius:16px;gap:16px}
.statband .n{font-size:clamp(1.6rem,2.8vw,2.2rem)}
.statband .l{margin-top:4px;font-size:.86rem}

/* cards */
.halo{padding:30px;border-radius:18px;gap:28px}
.halo-points{margin:14px 0 18px;gap:6px}
.halo-card{padding:18px;gap:10px;border-radius:12px}
.ways{gap:14px}
.way{padding:22px}
.way .tag{margin-bottom:10px}
.way h3{font-size:1.18rem;margin-bottom:6px}
.way p{margin-bottom:12px}
.cat-label{margin:6px 0 8px}
.funds-grid,.deals-grid,.exch-grid,.cc-grid{gap:12px}
.fund{padding:16px;border-radius:12px}
.fund p{margin-top:6px;font-size:.88rem}
.dtag{margin-bottom:8px}
.invest-toggle{margin:0 auto 18px}
.exch{padding:15px;border-radius:12px}
.exch-top{margin-bottom:8px}
.exch-logo{width:36px;height:36px;border-radius:9px}
.exch p{font-size:.86rem;margin-bottom:10px}
.pro-cta{margin-top:16px;padding:22px 24px;border-radius:16px}
.pro-body p,.pro-tags{margin-bottom:12px}
.disclaimer,.disc-wrap{margin-top:16px}
.ccbar{gap:14px}
.cc-count{margin:2px 0 12px}
.cc{padding:16px;border-radius:12px}
.cc-modal-box{padding:22px;border-radius:16px}
.ycard{padding:18px;border-radius:14px}
.ybig{margin:10px 0 2px;font-size:clamp(1.9rem,3.4vw,2.4rem)}
.uccard .top{padding:18px}
.uccard .sol{padding:14px 18px}
.calc-in,.calc-out{padding:22px}
.calc-out .big{font-size:clamp(1.6rem,3vw,2.2rem)}
.calc-row{padding:8px 0;font-size:.9rem}
.svc{padding:20px}
.community .panel{height:220px;border-radius:16px}
.ic{padding:15px 15px 12px;border-radius:12px}
.byop-pick{padding:14px;border-radius:12px}
.byop-res{padding:15px 16px;border-radius:12px;min-height:240px}
.byop-empty{padding:24px 0}
.pf{padding:15px 16px 13px;border-radius:12px}
.pf-tbl td{padding:7px 0}
.pc-wrap{margin-top:20px;padding:16px 18px 12px;border-radius:12px}
.mr-table td{padding:8px 12px}
.sd{padding:15px 15px 13px}
.sd-box{padding:22px;border-radius:16px}
.pg{padding:14px 16px;gap:4px}
.rd{padding:16px 16px 14px}
.dca{margin:20px 0 22px;padding:18px 16px 14px}
.dca-row{padding:8px 0}

/* closing CTA + footer */
.cta{padding:34px 24px;border-radius:18px}
footer{padding:36px 0 20px}
.fgrid{gap:22px}
.fdisc{margin-top:24px;padding-top:14px}
.fbot{margin-top:16px;padding-top:14px}

/* articles */
.article{padding:34px 0 24px}
.article h1{font-size:clamp(1.7rem,3vw,2.3rem)}
.art-body h2{font-size:1.28rem;margin:30px 0 10px}
.art-body h3{font-size:1.06rem;margin:22px 0 8px}
.art-note{margin:18px 0;padding:12px 16px}
.art-hr{margin:26px 0}
.art-table td{padding:8px 12px 8px 0}
.art-disc{margin-top:26px}
.art-more{margin-top:30px;padding-top:22px}

@media(max-width:900px){
  section{padding:32px 0}
  .hero-grid,.grid2,.community{gap:22px}
  .visual{height:240px}
  .orb{width:190px;height:190px}
  .lionwm{transform:translateX(74px) scale(.576)}
  .fgrid{gap:20px}
  .halo{padding:22px}
}
@media(max-width:640px){
  .funds-grid{grid-template-columns:1fr}
  .pillars{grid-template-columns:1fr 1fr;gap:10px}
  .pillar{padding:14px}
  .pillar p{font-size:.82rem}
  .statband{grid-template-columns:repeat(3,1fr);padding:18px 10px;gap:8px}
  .statband .l{font-size:.74rem}
}
@media(max-width:520px){
  .wrap{padding:0 16px}
  .cta{padding:26px 18px}
  .article{padding:24px 0 18px}
}